Credit Reports & Credit Scores

Candace J. Dixon
The Small Business Marketer
6 min readApr 28, 2022

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4/28/2022
Candace J. Dixon

Adobe Stock Photo

A credit report is a record of your current and past debts, including payment history. Credit reports are used by banks, financial institutions, and businesses to make decisions about loans, rent, and even employment applications. Understanding the information in your credit report can help you reach and keep a good credit history.

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Candace J. Dixon
The Small Business Marketer

I’m an accountant and content writer who thrives on researching the latest topics and trends in small business tax, accounting, finance and marketing.